We recently have In our news reports that Germany is planning a comprehensive reform of crypto taxation. Now it is clear: the debate about it has ended for the time being – with a clear setback for the SPD. There was no space for the proposed changes in the new coalition agreement between the CDU, CSU and SPD. This remains the previous regulation: profits from the sale of cryptocurrencies such as Bitcoin (BTC)Ethereum (ETH) and other digital Assets are still tax -free if the coins have been kept at least one year.
One-year period remains and strengthens long-term crypto investors
The SPD had for one Demoluct from this special regulation. The aim was to treat crypto profits regardless of the holding time such as classic capital income. A flat -rate taxation of 30 %was planned, similar to interest or dividends. However, the proposal met with resistance among the coalition partners. CDU and CSU in particular saw no need for such a change. As a result, the SPD plan was not in the Coalition agreement Recorded – just as little as the intended increase in the flat -rate tax to capital gains.
For crypto investors, this means one thing above all: clarity and continuity. The applicable regulation, according to which profits from the sale of Cryptocurrencies After a stopping period of twelve months are tax -free. This is good news for everyone who invests in the long term – because the so -called Hodling (Long-term maintenance of crypto assets) remains tax-favored.
Short -term profits, i.e. those from sales within a year, continue to subject the income tax and must be taxed according to the individual tax rate. So if you act actively or sell it into volatile market phases, you have to expect tax burdens. Nevertheless, Germany remains a comparatively crypto-friendly location with the one-year period, especially in a European comparison.
Between progress and standstill: what the failure of the reform means
Many in the crypto community therefore see a success in the failed reform rather than a failure. Maintaining the special regulation creates long -term incentives for investors and prevents possible deterrent from new tax burdens. From the point of view of tax practice, the application remains manageable, since no new evaluation models or flat rates have to be introduced.
However, the failure of the SPD plans also shows that cryptocurrencies currently do not play a central role in the federal government’s political agenda. The coalition agreement includes indications of a planned review of the existing regulation, but there are no concrete measures or reform goals. Instead, the focus is clearly on other digital topics, especially on the introduction of a digital euro.
ECB boss Lagarde confirmed: With the digital euro there will be control.
And it calls the goal very openly: October 2025. In 7 months.What many do not know: The introduction depends on whether the EU Parliament, Council and Commission agree.
That means: we still have time, it … pic.twitter.com/lw6crrcaxu– Songül 🕊️ (@Songuelsunny) March 29, 2025
While other countries are actively dealing with the regulation of crypto markets and the integration of new financial technologies, Germany remains reserved in this field. The government relies on stability instead of innovation-an approach that could become a location disadvantage in the long term, should the crypto ecosystem continue to develop dynamically.